CHUBB
The Board of Directors of PT Asuransi Chubb Indonesia (the
“Company”) hereby announces that the Company will transfer its long tail
insurance policies to PT Asuransi QBE Pool Indonesia, a limited liability
company existing under the laws of the Republic of Indonesia, having its
location at MidPlaza 2, 23 Floor. Jl. Jend. Sudirman Kav 10-11, Jakarta.
Any enquires with regard to the transfer can be send to the
following address:
PT ASURANSI CHUBB INDONESIA
Indonesia Stock Exchange Building, Tower 2, 17th
Floor, l. Jend. Sudirman Kav 52-53.
This announcement is made in accordance to Articles 23 of
Decrees of Minister of Finance No. 422/KMK/2003 on Business Operations of Indonesia
Companies and Reinsurance Companies
Jakarta, July 27th, 2012
Board of Directors of PT Asuransi Chubb Indonesia
16. ………….. is located at MidPlaza 2, 23 Fl. Jl. Jend. Sudirman
Kav 10-11, Jakarta
A. Indonesia
Stock Exchange B.
PT Asuransi Chubb Indonesia
C. PT Asuransi QBE Pool Indonesia
D. Ministry of
Law of the Republic of Indonesia
E. Ministry of
Finansce of the Republic of Indonesia
17. Questions about the transfer should be ….. PT. Asuransi
Chubb Indonesia
A. announced at B. addressed to C. located at
D. made by E. operated by
Hotel Work:
One Month Training Course
Suitable young men and women are invited to apply for places on
the one month training course on hotel work organized by Hong Kong Institute
of Hotel Management. Tuition is free of charge and students who successfully
complete the course will be offered employment in the Colony’s leading
hotels.
The Training Course will take place from Monday 21st
July to Friday 22nd August, from 9 a.m. to 4.30 p.m. daily, except
Saturdays and Sundays.
Application for places on the course are welcome for students
now in their third year at secondary school, who have good knowledge of
English, have interest in hotel work.
Application forms may be obtained from:
The Hong Kong Institute of Management,
Box 948,
The South China Times
The closing
date for applications is April 29th
18. Those who successfully complete the course will be given………
A. free tuition B. a
further training course
C. job in the big hotels in the
colony
D. a chance to
stay in the colony’s leading hotels for one month
E. membership
of the Hong Kong Institute of Management
19. What requirement is needed by an applicant to apply for the
hotel work training?
A. able to
speak Mandarin B.
Secondary school graduate
C. Good knowledge of English D. Reputable University
graduate
E. 2-year
experience in hotel work
|
Credit
Cards
A credit card
is an automatic money advance card. Nowadays, credit cards represent a major
element of modern life. When you use them, you can get the goods you want to
buy without paying for them yet. Credit cards are widely used as a source of
convenient credits for restaurant, hotels, and on-line television advertised
products. Using credit cards have both advantages and disadvantages , but the
consequences of credit cards misuse can be drastic and painful.
Credit cards
offer a lot of advantages if they are used properly. The major advantage is
that the credit cards eliminate the need to carry large sums of cash. If you
are away from home without cash, you can receive a cash advance or have the
option to buying traveler’s checks with a credit card. Credit cards permit
people to make a large purchase, such as buying expensive text books or
getting your car repaired. Also, credit cards can help for emergencies like
paying medical bills caused by accident. Moreover, you often get the best
rates of exchange when traveling in foreign countries if you use your credit
card for purchases. A responsible repayment of credit cards can permit card
holders to fit into middle class life and at the same time develop the
quality of spending habits.
The real
problem with credit cards is that the owed amounts must be paid back on a
regular basis. Commercial banks, indirectly, tend to induce their customers
to make excessive purchase without paying attention whether they will be able
or not to pay the debt accumulated
when purchasing with credit cards. In turn, this makes the debt
increase and finally, these card holders are unable to repay, causing
problems with their personal credit.
In conclusion,
credit cards could be considered best friends as long as they are used in a
right manner and the payments are made without getting in debt.
20. According to the writer, credit cards ……..
A. should be used wisely B. are sign of
to class culture
C. are a must
for modern people D.
offer more advantages than disadvantages
E. offer more
disadvantages than advantages
21. Paragraph 2 tells about ……. of credit cards
A. the
inconveniences B. the disadvantages C. the advantages
D. the
application E. the
functions
22. The writer claims that commercial banks are in a way ….
A. highly
responsible B. too commercial C. rather careful
D. very helpful E. very caring
|
Starring : Leonardo Dicaprio, Kate Winslate,
Billy Zane, Kathy bates, Frances Fisher, Bernard Hill, Jonathan Hyde, Danny
Nucci, Gloria Stewart, David Warner, Victory Gaber, Bill Paxton
Director : James
Camero
Running Time : 189 minutes
I absolutely love “Titanic" and love all the movies will
always hold a special place in my heart. Brock Lovett (Bill Paxton) is a
somewhat ruthless treasure hunter searching for profit under the sea in the
debris of the wreck liner Titanic. He believes he is on the right track and
find a sketch of a beautiful woman wearing the diamond. The drawing is shown
on a TV news programmes and an old lady, Rose Dawson Calvert (Gloria Stewart)
comes forward claiming that she is the woman in the drawing.
When she joined
the titanic for maiden voyage Rose Dawson Calvert (Kate Winslate), as she was
17 years old. Her mother (Frances Fisher) had a good breeding but little
money, so she was taking Rose to
America to marry rich Cal Hockley (Bill Zane), a match that Rose would rather
have avoided. Attempting to have a suicide, she was saved by Jack Dawson
(Leonardo Dicaprio), a raffish and charming third class passenger. Jack and
Rose then fell in love in spite of the disapproval of both her mother and
Hockley.
Cameron’s Titanic
is justly recognized as something of a masterpiece. The film cost a
phenomenal amount to make, and most of that spending is visible on screen.
Everything about it looks sumptuous, and realistic. The romantic thread is
appealing enough, because, although the romanced is occasionally rather
overdone, Dicaprio does struggle at times to give his character.
Although the
film is a personal romance set amidst a greater disaster story, it is also
the story of Rose’s life and the effect of her experiences.
|
23. In the film, Rose’s mother wanted Rose to marry Cal Hockley
because ….
A. Rose has
failed to commit a suicide B.
Cal Hockley was a
wealthy man
C. Jack Dawson
fell in love with her
D. Rose’s mother
disarmed of Hockley’s wealth
E. Rose’s mother
and her voyage destructed to America
24. The Titanic film is supposed to be something of masterpiece
because ….
A. the film is
the best romance film B.
the detail of the film seemed phenomenal
C. the film spent
a large amount of money D. the film
looks very appealing
E. the romance
was in middle of a great disaster
25. Based on the text, seeing the film, people …..
A. will expect
that love must triumph disaster
B. need to spare
more than two and half hours
C. must spend
much money to experience it
D. will conclude
that it is a biography
film E. need to know
details of film
Teak is the common name for tropical for hardwood species Tectona grandis and its wood products.
Tectona grandis is native to south
and southeast Asia, mainly India, Indonesia, Malaysia and Burma, but it is
naturalized and cultivated in many countries, including those in Africa and
the Caribbean. Burma accounts for nearly one third of the world’s total teak
production. It is also recognized as the national tree of Indonesia.
The word teak comes from the Tamil (in the Dravin
region) word thekku. Tectona
grandis is a large, deciduous tree that is dominant in mix hardwood forests.
It has small, fragrance white flowers and papery leaves that are often hairy
on the lower surface.
Teak is
yellowish brown timber with good grains and texture. It is used in the
manufacture of outdoor furniture, boat decks and other articles where weather
resistance is desired. It is also used for cutting boards, indoor flooring,
countertops and as a veneer for indoor furnishing.
Teak, though
easily worked, can cause severe blunting on edge tools because of the
presence of silica in the wood. Teak’s natural oils is make it useful in
exposed locations, and make the timber cut from the old teak trees was once
believed to be more durable and harder than plantation grown teak.
26. Which of the following words can describe the teak leave?
A. Fragrant. B. Small C.
Resistance D. Hairy E. Yellowish
27. Teak is too hard to cut because …
A. its location
is exposed B. it has
natural oil in it
C. it mixes its
contents D. it has silica in it E. it is very old
28. We know from the text that teak is …..
A. also found in Africa B. used for outdoor
only
C. not native
to Indonesia D. the
hardest of all trees
E. also a
natural tree of Burma
|
Maura who like to be thought of as the most beautiful and
powerful queen of Arabia, had many suitor. One by one she discarded them,
until her list was reduced to just
three sheiks. The three Sheik were equally young and handsome. They were also
rich and strong. It was very hard to decide who would be the best of them.
One evening,
Maura (29) … herself and went to the camp of the three sheiks. As they were
about to have dinner, Maura asked them for something to eat. The first gave
her some left over food. The second Sheik gave her some unappetizing camel’s
tail. The third Sheik who was called Hakim, offered her some of the most
tender and tasty meat. After dinner,
the disguised (30) … left the sheiks camp.
The following day,
the queen invited the three sheiks to dinner at her palace. She ordered her
servant to give each one exactly what they had given to her the evening
before. Hakim, received a plate of delicious meat, refused to eat it if the
other two sheiks could not share it with him.
This Sheik
Hakim’s act finally convinced Queen Maura that he was the man for her.
“Without question, Hakim is the most (31)… of you” she announce her choice to
the sheiks. “So it is Hakim I will marry”.
29. A. disguised B. changed C. appeared
D. encouraged E. told
30. A. land lady B. queen C.
princess
D. duchess E.
waitress
31 A. stingy B. stubborn C. generous
D. powerful E. gentle
|
32. Arrange these sentences below into a good order
HOW TO RIDE A BICYCLE
1.
Sitting on a bike, make sure you
know where the bikes are and how to operate them
2.
You have to learn to balance the
bike. Find a person who can hold your bike behind you and try to go steady as
you pedal it
3.
Finally, you have to practice.
Once you can balance, pedal, start, and stop, you are bicycle rider.
Congratulation!
4.
As you gain experience, raise
the seat up so that only your toes can touch the ground while you are seated.
5.
When you are ready, ride alone.
But first, lower the seat until you can sit and put both feet flat on the
ground
6.
After practicing for a couple
minutes, the person can release his or her hands while you try to keep your
balance
A.
1 – 2 – 3 – 4 – 5 – 6 B.
1 – 2 – 4 – 5 – 6 – 3
C. 1 – 2 – 6 – 5 – 4 – 3 D. 1 – 2 – 5 – 3 – 6 – 4
E. 1 – 2 – 4 – 6 – 5 – 3
|
Faster planes and cheaper flight are making it easier than ever
before for people to travel. In the most ‘developed’ societies, visiting
exotic places is a sought-after status symbol. The tourism industries of both
developing countries have recognized this fact and are learning to take
advantage of it.
There are, however, some problems associated with this new
industry. Firstly, there is the increasing crime rate. Some locals see
tourists as an easy prey because, not only are they in unfamiliar territory
and therefore less able to take care of themselves, but also they carry
visible items of wealth, such as cameras and jewelery which can be disposed
of quickly for profit.
Another major problem is health. With greater mobility comes
greater danger of spreading contagious diseases around the world. One carrier
returning home could easily start an epidemic before their illness was
diagnosed. Moreover, the emergence of many diseases which resist antibiotic
is causing scientists to be increasingly concerned about this issue.
Also to be considered is the natural environment, which can be
seriously threatened by too many visitors. Australia’s Great Barrier Reef,
for example, is in danger of being destroyed by tourists and there plans to
restrict visitors to some of the more delicate coral cays.
These are just three of the reasons why any country should be
wary of committing itself to an extensive development program.
33. Why does the natural environment become one of the serious
problem associated with faster planes and cheaper flight? Because ….
A. easily start
an epidemic before their illness was diagnosed
B. it can be destroyed by too
many visitors C. the
health problem will increase
D. they carry
visible items of wealth E.
it can increase crime rate
34. Why is the crime rate is increasing due to the new industry?
A. Some
tourists carry visible
items of wealth
B. The tourists
are spreading contagious diseases
C. The
government is planning to restrict visitors to some coral cays
D. The new industry
makes the number of unemployment increase
E. The tourists
come by plane
35. “One carrier returning home could easily start an epidemic
before their illness was diagnosed”. (Paragraph 3).
The underline word means ……
A. found B. observed C. identified
D. examined E. healed
|
SMARTPHONES FAVORED BY 1 IN 3 FILIPINOS
MANILA: One in every three Filipinos who bought cell phones from
January to May this year purchased smartphones, a research company says.
“In the first
five months of this year, almost 1.7 million units of smartphones were sold,
translating to more than five times the sales volume for the same period last
year”, research company Gfk Philippines said in a press release sent to The Jakarta Post on Monday.
Gfk Philippines
report revealed that nearly 5.5 million mobile phones valued at around
USD606.5 millions were sold in the first five months of the year. Out of this
total, smartphones made up 30% in volume and accounted for 66 percent of
value.
In May alone,
sales of smartphone hit their highest level, reaching 34 percent of all
mobile phones sold, while their proportion of value contribution to the
overall mobile phone market reached 71 percent.
“Sales of basic
feature phones grew by 30 percent and continue to remain popular, but it was
the smarterphones segemtn, with its 408 percent spike in demand that has been
stirring up the industry”, said Benny Villanueva, general manager of Gfk
Philippines. “Its rising demand is largely triggered by the effort of the
manufacturers who are offering more affordable smartphones, as well as
retailers, who have started offering zero percent interest programs of up to
24 months on to of their aggressive promotion schemes”.
36. What is the text about?
A. The sales of cell phones B.
The report of using cell phones
C. The research
of using smartphones D. The increasing sale of
smartphones
E. The high
percentage of using smartphones
37. Compared to the same period last year, the sales volume for
the first five months of this year
…..
A. was stagnant B. decreased
slowly C. increased
gradually
D. strengthen
twice E.
raised sharply
38. “Gfk Philippines report revealed that nearly 5.5
million … “ (paragraph 3). The underlined word has similar meaning to ….
A. claimed B. believed C. assured D. talked E. stated
|
Man
United Begins Preseason with Narrow Win
Associated
Press (Thu, 07/19/2012 10:07 AM) Sport
Manchester
United began its preseason with a 1-0 win over South Africa club Amazulu on
Wednesday.
Both sides
created chances in an open encounter. Man United’s Anders Lindegaard and
Azulu’s Taupwa Kaipini made excellent saves to deny more goals. In the end,
they were probably the only two men who were pleased that only one goal was
made.
Fedrico Macheda
scored after 19 minutes at Moses Mabhida Stadium in Man United’ first game in
South Africa. Macheda swept the ball home powerfully after being played in by
Dimitar Barbatove on the left side of the penalty area.
The game was
played on the 49th birthday of the former South Africa President and
anti-apartheid icon Nelson Mandela.
39. We learn from the second paragraph that ….
A. each team
made only one goal B.
both teams performed their best
C. both goal
keepers were excellent D. Man United was better than
Amazulu
E. only the
goal keepers were pleased with the match
40. Both goal keepers were probably pleased in the match because
……..
A. only one goal was made B. both sides
created a lot of chances
C. they were
the best players in their teams
D. Manchester
United finally won over Amazulu
E. they
celebrated Nelson Mandela’s 94th birthday.
41. What is paragraph 3 mainly about?
A. where the
match was held B.
Macheda’s powerful kick
C. How the goal was made D. Dimitry
Barbatov’s strategy
E. Man
United’s first game in South Africa
|
DR. GSSJ RATULANGI (1890-1949)
Gerungan Saul
Samuel Jacob Ratulangi, who was well-known as Sam Ratulangi, was born on
November 5, 1890 in Tondano, North Sulawesi. After graduating from his
“Holden” school in Tondano, he continued his study at the Technical School
(KWS) in Jakarta. The he moved to Bandung and worked for railroad company in
south Priangan.
While he was
working for the railroad company, he was badly treated by the Dutch. His
salary was lower than the Dutch worker, although their ranks and education
were the same as his. This bad treatment hurt his nationalist feeling. He
determined to improve his knowledge and education as high as he could. He
wanted to devote his life for the advancement of his nation.
In 1915 he
succeeded in getting a diploma. He got his doctor degree in mathematic and
natural sciences in Switzerland. In Holland he was elected leader of the
organization of Asian students.
Returning from
Holland, Sam Ratulangi taught
mathematic in AMS (a kind of SMA during the Dutch occupation) in Yogyakarta.
Then he moved to Bandung and set up an Indonesian Insurance Company. He was
appointed secretary of “Dewan” Minahasa in Manado for three years, 1924-1927.
He opened a new land for farming for the sake of the people, and set up an
institution. In his hard struggle and protest against the Dutch government,
he banned the “kerja paksa” (a practice in which people were forced to work
hard without being paid) in Minahasa.
42. Why did Sam Ratulangi want to devote his life for the
advancement of his nation?
A. He experienced bad treatment
from the Dutch
B. He
determined to increase his knowledge
C. He wanted to
increase his education as high as he could
D. He continued
his study at the Technical School in
Jakarta
E. He moved to Bandung and set up an Indonesian Insurance
Company
43. Which of the following is true about Sam Ratulangi?
A. H was a
medical doctor B.
He went to University
in Europe
C. He had never
been to Yogyakarta D. He was
born in Manado, North Sulawesi
E. He did his
technical education in Tondano
44. According to the text, the young Sam Ratulangi believed that
…was the way to develop the nation.
A. education B. nationalism C. brevity
D. hard work E. creativity
|
Jakarta, February 14th, 2012
Mr. Darmawan,
General Manager, Jaya Hotel.
Dear Sir,
I would like to
introduce our company, Samudra Service Ltd, which has been in the business of
providing house-keeping service for the past 3 years.
We have a
well-established track record and our services have always met high customer
satisfaction.
We offer great
service at a very competitive price and have never been known to compromise
on the quality of our service.
We would like
to offer our service to your hotel. Mr. Sungkar, our General Manager, would
get in touch with you next week to discuss the details in person.
We look forward
to a fruitful working relationship in the future.
Sincerely,
Nia Pusparini
(Owner of Samudra Services Ltd)
|
45. The reason for the general manager of Samudra Services Ltd
meet Mr. Darmawan is to …
A. promote
personal relationship B.
keep in touch with Nia Pusparini
C. talk about the
details of the hotel service
D. offer house-keeping service to
Jaya Hotel E. meet customer
satisfaction
46. According to the text, we know that Nia Pusparini…
A. is the general
manager of Samudra Services Ltd
B. has a house-keeping service
company C. is the
manager of Jaya Hotel
D. works for Mr.
Darmawan E.
works for Mr. Sungkar
A room air-conditioner is typically installed on a window, and
is built to service a single, medium size room. Air-conditioners of this type
are divided in two by a slim metal operator, such that one half projects from
the room.
The portion that is inside the room houses the evaporator and
the cooling coils. A small fan takes in air from the room, which first passes
through a filter, and is then circulated through the cooling coils. The
cooled air is finally blown into the room by the fan.
Since cool air does not hold as much moisture as warm air, some
of the water vapour in warm air condensed against the cooling coils during
intake forming water droplets. This water either drops into a pan at the
bottom of the air-conditioner or is disposed of by means of a small pipe.
The air-conditioner monitor the ambient temperature in the room
using a thermostat. When the temperature of the room reaches the same level
or drops lower than the temperature set on the thermostat, the cooling coils
are disabled, leaving only the fan in operation. Once the ambient room
temperature exceeds the set temperature on the thermostat, the cooling coils
are once again engaged.
|
47. What is the function of a room air-conditioner according to
the text?
A. to install a
window B.
to divide a slim metal
C. to build a
project out of room D.
to separate a single medium sized room
E. to service a single medium
sized room
48. The air from the room is finally ….
A. thrown through
a window B.
circulated through a filter
C. disposed
through the cooling coils D.
circulated through the cooling coils
E. blown into the room by the fan
49. From the text we can learn that .. . of the small pipe is to
dispose the water droplets
A. form B. function C. result D. effect
E. standard
50. “…. or is disposed of by means of small
pipe”. (paragraph 3). The underlined word means
A. left B. built C. discarded D. installed E. separated
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